Use of the website x5fintech.com and other websites of the project (in the future, «Website»), as well as the use of products and services offered on the site (hereinafter referred to as «Services», excluding services provided as part of a separate written agreement) is governed by the terms of a legal agreement (agreement) between you (the user of the site) and us - the company «X5 Fintech» (in the future,«Website Administration», «us» or «we»).
This document describes the main provisions of this agreement, as well as sets out some of its terms.
«X5 Fintech» company has a number of representatives (agents). In some cases, these individuals will act on behalf of X5 Fintech.
Unless you have entered into another written contract or agreement, your contract with X5 Fintech will always include at least the terms and conditions set forth in this document (in the future, «General Conditions»). Please read these General Conditions carefully.
In addition to the General Conditions, your agreement with X5 Fintech also includes Additional Terms of Service published directly on the product (service) page or in the legal notices applicable to the Services (in the future, «Additional Terms»).
The General Conditions and Additional Conditions (in the future, «TERMS») constitute a legally binding agreement for the provision of the Services and the use of the website.
1.2. ACCEPTANCE CONDITIONS
To be able to use the Services, you must agree to the Terms. Until the Terms are accepted, the use of the X5 Fintech Services is prohibited.
You can accept the Terms by performing an action indicating acceptance of the Terms (by clicking on a button or a similar action) on the site. In this case, you agree that we will consider the fact of using the website as acceptance of the Terms.
By using x5fintech.com you agree to all of these Terms. If you do not agree with these General Terms and Conditions or Additional Terms published on the site - leave the website.
1.3. SUBJECT OF THE CONTRACT
The subject of the agreement is the use of the website, as well as the Services that we offer on the website x5fintech.com and other websites of the X5 Fintech company.
The user can be any adult with full legal capacity, who accepts the Terms and uses the website and the Services.
1.5. WEBSITE USE AND ORDERING SERVICES
If you have registered on the website or placed an order for the services offered on the website, or use our services, you agree that we can send you written notifications, advertising mailings, newsletters and other materials in messengers or by phone number and email, specified during registration. In some cases, you can, if necessary, refuse to receive them.
You must comply with all Terms and Conditions when using the services offered on the site. You agree that you will not engage in activities that disrupt the operation of the website, the Services, or their associated servers and networks.
You accept full responsibility for any violations of your obligations stipulated in the Terms, as well as for all consequences of these violations.
1.6. RIGHT TO USE X5 Fintech CONTENT
By using the services, you get the right to view the content and use it for personal purposes, under the terms of this agreement, for the entire period of service, unless otherwise provided by additional terms.
1.7. COPYRIGHT MATERIALS
All materials posted on the website x5fintech.com and other websites of the project are subject to copyright, the exclusive rights to the use of which belong to the company X5 Fintech, regardless of the fact of registration and their territory.
Copying, processing, modification, full or partial use, public reproduction and distribution of materials posted on the website, as well as the use of content for commercial purposes, without the written permission of the copyright holder, is strictly prohibited and punishable by law.
1.8. RIGHTS VIOLATION
Any violation of intellectual property rights is prosecuted in accordance with the legislation of the country where services are provided and international law, and entails the onset of civil, administrative and criminal liability.
1.9. RESPONSIBILITY FOR SERVICES OF INADEQUATE QUALITY
1.9.1. REGULATIONS OF THE LAW
The provisions of current consumer protection legislation regarding claims for the provision of services of inadequate quality apply to the relationship arising, regardless of the General and Additional Terms. The scope of consumer rights granted to you by law, in any case, cannot be reduced.
1.9.2. WARRANTY CLAUSE
We do not give any guarantees that the use of X5 Fintech services will bring you financial or any other results. The data provided in the course of your use of the website materials are only advisory in nature.
By purchasing paid services or using free content, you agree that you use paid services and content solely at your own discretion and you are solely responsible for this.
X5 Fintech does not bear any responsibility for the possible lost profit, reputational and other risks that may arise when using the Services, materials of the website. The results that you get while using the services of X5 Fintech depend on many factors that are purely individual in nature.
1.10. TERMS OF VALIDITY
Terms and Conditions remain in effect until changed or withdrawn by X5 Fintech.
Termination (revocation) of these Terms will not affect any legal rights, obligations and responsibilities that were valid for you and X5 Fintech and arose prior to the termination of the Terms.
1.11. CONTRACT TIME
The agreement on the use of the website (website materials) is considered concluded for an indefinite period and is valid until terminated by you or us.
1.12. TERMINATION OF USE OF SERVICES
We may at any time cancel the agreement concluded with you if:
you have violated any provision of the Terms (or have taken actions that clearly indicate your unwillingness or inability to comply with the Terms), or
we are forced to do so due to legal requirements (for example, if the provision of services to you is illegal or ceases to be legal), or
X5 Fintech ceases to provide the Services in the country in which you reside or use the services, or
the provision of services becomes unprofitable from the point of view of X5 Fintech.
If you try to interfere with the operation of the website, servers and other automated systems of X5 Fintech or in gross violation of the Terms, or if we suspect you of doing so, we may suspend or completely stop providing you with the Services.
1.13. PERSONAL DATA
1.14. CHANGES TO THE TERMS OF SERVICE
We reserve the right to change or supplement these General Conditions by posting on this page a notice and corrected General Conditions.
If the Additional Terms change, we will post corrected additional terms directly on the product detail page.
If you do not object to the validity of the new Terms and Conditions and continue to use the Services, the new version of the Terms is considered to be accepted by you.
You understand and agree that your use of the Services following a change to the General or Additional Terms will be considered to your acceptance of these Terms by you. If you object to the new version of the Terms, we definitely reserve the right to unilaterally withdraw from the agreement in the prescribed manner.
1.15. GENERAL LEGAL CONDITIONS
The General and Additional Terms constitute the entire legal agreement (Service Agreement and Terms of using the website) between you and X5 Fintech, govern the procedure for the provision of Services (with the exception of services provided on the basis of a separate written agreement, if any) and completely replace all previous agreements and understandings between you and X5 Fintech.
1.15.1. THE ACTUAL POSITION
In the event of disagreements between the Additional Terms and the General Terms, the actual position of the Additional Terms applicable to the relevant Service shall dominate.
1.15.2. APPLICABLE RIGHT
The relations of the parties are governed by the provisions of the legislation of the country of the company's registration. In terms of consumer protection, the application of the legislation of the user's country of residence.
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